Mark Phillips

3965 Highway 127

Owenton, KY
$ 597,000 Beds 8 Baths 4.5 Sq 4,500
Monthly Estimate* How much can I afford?

Welcome to your own private retreat in the heart of the Bluegrass! Nestled on 7.12 gently rolling acres in beautiful Owen County, this exceptional property offers the perfect blend of space, comfort, and convenience with quick access to both Owenton and Frankfort via Highway 127 South. Boasting 8 bedrooms and 4.5 bathrooms, this thoughtfully designed home offers an open-concept floor plan that's ideal for both everyday living and entertaining. The spacious living area flows seamlessly into the kitchen and dining spaces, while the luxurious primary suite features a spa-like bathroom that feels like your own private retreat. Upstairs, you'll find four generously sized bedrooms along with convenient attic storage. The fully finished walkout basement offers incredible flexibility with a dedicated movie room, bonus rooms, and a private apartment/in-law suite complete with its own full kitchen, full bathroom, and laundry room. With two full kitchens and two laundry rooms, this home is perfectly suited for multi-generational living, guests, or those needing a private living space. Step outside and enjoy your own backyard oasis featuring a spacious deck, beautiful patio, and a large pool that's perfect for entertaining family and friends while taking in the peaceful views of the surrounding countryside. Situated on 7.12 gently rolling acres in the heart of Kentucky's Bluegrass, this property offers the best of country living without sacrificing convenience. If you've been searching for a home that offers space, versatility, privacy, and endless possibilities, this one truly has it all. Schedule your private showing today!

Active

  • Price
  • $ 597,000
  • City
  • Owenton
  • Bedrooms
  • 8
  • Full Bathrooms
  • 4
  • County
  • OWEN
  • Half Bathrooms
  • 1
  • Area
  • 015 - Owen County
  • Lot Size
  • 7.12 Acres
  • Zip
  • 40359
  • Sqr Footage
  • 4,500
  • Year Built
  • 2017
  • Style
  • Cape Cod
  • MLS#
  • 26015342
Listed By: ERA Select Real Estate - 859-285-2970
Data Source: ImagineMLS

Features

General

Sewer Septic Tank
Heating Electric
Cooling Central Air,Electric,Zoned
Utilities Cable Available,Electricity Connected,Sewer Connected,Water Connected
Possession Close Of Escrow,Negotiable
Roof Shingle
Appliances Dishwasher,Microwave,Range,Refrigerator
Garage Spaces 1.0
Patio/Porch Features Deck,Patio,Porch,Front Porch
Architectural Style Cape Cod
Pool Features Above Ground
Construction Materials Vinyl Siding
Year Built 2017
View Trees/Woods
Levels Three Or More
Property Subtype Single Family Residence
County Owen
New Construction No
Property Type Residential
HOA No
Attached Garage No
Subdivision Name Rural
Garage Y/N Yes
Total Rooms 16
Full Baths 4
Status Active
Directions Home sits directly on 127 S.
High School Owen Co
City Owenton
High School District Owen County - 15
MLS Area 015 - Owen County
Lot Size Units Acres
Lot Size Square Feet 310147.2
Carport Y/N No
Elementary School Owen Co
Land Lease Y/N No
Home Warranty Y/N No
Middle/Junior High School Maurice Bowling
MLS Area Minor 015 - Owen County
Lease Considered Y/N No
Rent Control Y/N No
Structure Type House
Standard Status Active
MobileHomeRemainsYN No
Senior Community None
Sewer_co_Septic_sp_Tank True
Utilities_co_Cable_sp_Available True

Interior Features

Interior Amenities Ceiling Fan(s),In-Law Floorplan,Primary Downstairs,Walk-In Closet(s)
Basement Bath/Stubbed,Concrete,Exterior Entry,Finished,Full,Interior Entry
Flooring Laminate,Tile,Vinyl
Basement (Y/N) Yes
Air Conditioning Y/N Yes
Heating Y/N Yes
Window Features Blinds
Fireplace Y/N No
Above Grade Finished Area 2700.0
Half Baths 1
Laundry Features Electric Dryer Hookup,Main Level,Washer Hookup
Total Bedrooms 8
Below Grade Finished Area 1800.0
LivingAreaSource Public Records
Total Baths 5

Exterior Features

Fencing None
Parking Features Attached Garage,Driveway,Garage Faces Front
Lot Features Many Trees,Wooded
Water Source Public
Lot Size Area 7.12
Foundation Details Concrete Perimeter
Building Area Total 4500.0
Lot Size Acres 7.12
Lot Size Source Public Records
Waterfront Y/N No
Crops Included Y/N No
Horse Y/N Yes
Irrigation Water Rights Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Lexington, KY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Owen Co Elementary School
Middle School Maurice Bowling Middle School
High School Owen Co High School

Price History

6/30/2026 Listed $650,000
7/17/2026 4% - $625,000
9/8/2026 2% - $615,000
9/17/2026 3% - $597,000

Property vs Zip Code Average in 40359

Price
AVG $290K
$600K
Year Built
AVG 1987
2017
Visits
AVG 1
2
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

3965 Highway 127 Owenton, KY is a Single Family Home for sale at $597000 with 4500 sqft and a lot size of 7.12 Acres Acre(s). 3965 Highway 127 Owenton has 8 bedrooms, 4 baths and was built in 2017. The property's zip code is 40359 which is in Owenton, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Mark Phillips

Mark Phillips

859-459-0925

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