Mark Phillips

432 First Street

Lynch, KY
$ 109,900 Beds 3 Baths 1.5 Sq 864
Monthly Estimate* How much can I afford?

Review Offer Investor Hold Days 7 Review Offer Hold Days (All Buyer Types)7 3-bedroom, 2-bath home with an expanded floor plan offering significantly more living space than the listed 874 square feet, with approximately double that amount of finished area. Located on a one-way street with a small lot requiring minimal exterior maintenance. Buyer to verify square footage and all property information. Minimum Earnest Money Deposit of 1% of the Purchase Price or $1,000, whichever is greater. This property is now active in an online auction. All offers must be submitted through the property's listing page on www.auction.com. The sale will be subject to a 5% buyer's premium pursuant to the Auction Terms and Conditions (minimums may apply). All auction bids will be processed subject to seller approval.

Active

  • Price
  • $ 109,900
  • City
  • Lynch
  • Bedrooms
  • 3
  • Full Bathrooms
  • 1
  • County
  • HARLAN
  • Half Bathrooms
  • 1
  • Area
  • 086 - Harlan County
  • Lot Size
  • 0.32 Acres
  • Zip
  • 40855
  • Sqr Footage
  • 864
  • Year Built
  • 1996
  • Style
  • Ranch
  • MLS#
  • 26020770
Listed By: Century 21 Pinnacle - 859-623-1900
Data Source: ImagineMLS

Features

General

Sewer Public Sewer
Heating Heat Pump
Cooling Heat Pump
Possession Close Of Escrow
Architectural Style Ranch
Construction Materials Aluminum Siding
Year Built 1996
Levels One
Property Subtype Single Family Residence
Parcel Number 222-20-08-008.00
County Harlan
New Construction No
Property Type Residential
HOA No
Subdivision Name Rural
Garage Y/N No
Total Rooms 7
Full Baths 1
Status Active
Directions From KY-160 S/E Main St,turn onto Pirate Way/West St. Turn right onto 1st St. Destination on the left.
High School Harlan Co
City Lynch
High School District Harlan County - 86
MLS Area 086 - Harlan County
Lot Size Units Acres
Lot Size Square Feet 12294.0
Carport Spaces 2.0
Carport Y/N Yes
Elementary School Cumberland
Land Lease Y/N No
Home Warranty Y/N No
Middle/Junior High School Harlan Co
MLS Area Minor 086 - Harlan County
Lease Considered Y/N No
Rent Control Y/N No
Structure Type House
Standard Status Active
MobileHomeRemainsYN No
Senior Community None
Sewer_co_Public_sp_Sewer True

Interior Features

Basement Crawl Space
Flooring Carpet
Basement (Y/N) No
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N No
Above Grade Finished Area 864.0
Half Baths 1
Total Bedrooms 3
Below Grade Finished Area 0.0
LivingAreaSource Public Records
Total Baths 2
Heating-Heat Pump True

Exterior Features

Water Source Public
Lot Size Area 0.32
Foundation Details Block
Building Area Total 864.0
Lot Size Acres 0.32
Lot Size Source Public Records
Waterfront Y/N No
Crops Included Y/N No
Horse Y/N No
Irrigation Water Rights Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Lexington, KY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Cumberland Elementary School
Middle School Harlan Co Middle School
High School Harlan Co High School

Price History

8/3/2026 Listed $109,900

Property vs Zip Code Average in 40855

Price
AVG $120K
$110K
Year Built
AVG 1944
1996
Visits
AVG 1
1
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

432 First Street Lynch, KY is a Single Family Home for sale at $109900 with 864 sqft and a lot size of 0.32 Acres Acre(s). 432 First Street Lynch has 3 bedrooms, 1 baths and was built in 1996. The property's zip code is 40855 which is in Lynch, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Mark Phillips

Mark Phillips

859-459-0925

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